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To: 
Koh Kian Guan
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Leave love but not debt to your loved one when you are not around or not fit to repay any debt due to unforeseen circumstances. Each individual also have the tendency to enjoy life where we tends to take up some commitments such as study loans, house loans, credit card loans and many more. Let’s make a shield to the commitments that we have so that it will not be a burden to the family members.
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